| Key figures by quarter |
| (NOK thousand, except per share and ratio information) |
Q3 2008 |
Q2 2008 |
Q1 2008 |
Q4 2007 |
Q3 2007 |
Q2 2007 |
Q1 2007 |
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|
|
| Collection on portfolios |
471 401 |
489 760 |
489 872 |
510 230 |
507 945 |
503 706 |
496 925 |
| Total operating revenue |
299 847 |
377 115 |
370 469 |
349 819 |
361 828 |
375 036 |
389 394 |
| Operating profit |
71 649 |
145 771 |
143 419 |
114 810 |
148 020 |
173 748 |
184 265 |
| Profit before tax |
28 175 |
118 669 |
61 068 |
53 885 |
79 814 |
159 106 |
172 108 |
| EBITDA |
308 680 |
349 062 |
328 025 |
352 133 |
361 452 |
371 585 |
364 273 |
| Portfolio acquisitions |
411 058 |
329 400 |
120 447 |
495 548 |
290 370 |
165 273 |
199 956 |
| Pre-tax cash flow per share |
5,64 |
6,84 |
5,22 |
6,18 |
6,23 |
7,58 |
7,48 |
| Earnings per share |
0,43 |
1,96 |
1,00 |
0,97 |
1,32 |
2,64 |
2,92 |
| OPEX ratio Total revenue |
76 % |
61 % |
61 % |
67 % |
59 % |
54 % |
53 % |
| OPEX ratio Cash flow portfolios |
34 % |
32 % |
32 % |
33 % |
27 % |
28 % |
27 % |
| OPEX ratio Debt collection revenue |
90 % |
77 % |
93 % |
82 % |
89 % |
73 % |
84 % |
| Debt / equity ratio |
1,91 |
1,87 |
1,77 |
1,94 |
1,84 |
2,05 |
2,40 |
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| All amounts are related to continuing operations unless otherwise noted |
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